The company was formed in 2011 to change the way specialty insurance program managers look at their business.

GH looks to assist program managers in the development of new or existing programs as well as finding the right carrier partner that understands the needs of a program manager. Specialty programs are unique and GH looks to exploit their value to the insurance marketplace.

With competition coming from all directions, specialty insurance producers need to develop greater efficiencies as well as a better product for their customers. Whether it is a dedicated agency portal or quick turnaround in issuing a policy, technology platforms offer a real advantage in today's marketplace.

GH's experience and involvement in the specialty program space for over 20 years provides the knowledge and expertise to succeed.

The concept is simple: by combining technology solutions with the proper profit sharing plans, we seek to improve that program partners operating profit margins dramatically.

The company will be lead by Will McPherson. Mr. McPherson has 20 years of experience in the property casualty industry, with the past 14 serving as the President of Norwich Group. This company focused in the development and ongoing administration of specialty programs throughout the United States for retail, wholesale and program managers. Some programs included health and fitness clubs, social service agencies and long term care facilities.

In 2011, Mr. McPherson established GH Insurance to take advantage of his experience within this specialty niche. The ultimate goal of GH is to improve the overall profitability of each developed program. Through risk assumption, improved operating efficiencies or better terms from their carrier partnerships, GH focuses on profitable solutions, not just basic placement services.

The company was founded on the basis of matching specialty programs to insurance carriers that compliment each other's business. GH Insurance has the experience and knowledge to find the right carrier for a producer's program. In taking time to understand the program before finding a carrier partner ensures the proper outcome. Our primary mission is to ensure that the terms of the deal allow our partners the opportunity to achieve their financial goals.

Determining the most practical risk assumption model is a critical piece of any specialty program. The use of risk bearing concepts dovetails into GH's mission to deliver greater profitability to the program. However, the key to risk assumption is finding the right platform for each specialty program.

Over the years our professionals have worked with different risk assumption tools; captives, rent a captives, sliding scale profit sharing and contingent commission structures to enhance a program's financial success. Each program is unique and there not a single solution. We pride ourselves and studying all options and working with our customers to pick the right tool.

With over 20 years in the industry, it is apparent that GH must focus on improving our customer's profits through greater efficiencies at the program manager level. With recent advances in computer software, we seek to reduce the cost of processing an insurance transaction. Simultaneously, we can capture data on a real time basis, thereby tracking the program's production and underwriting performance on a real time basis.

The tools available for a program manager are now cost effective allowing the program manager can now operate even more efficiently than the insurance carrier. With the use of software solutions, our goal is to improve a program manager's profitability by 15% to 20% in the first year.

Will McPherson
1410 Russell Road, Suite 101
Paoli, PA 19301
610 -727-0028
610- 805- 4660 (cell)


info@ghinsuranceadvisors.com